Frequently Asked Questions
Membership and premium concerns
1. I am a newly hired employee. When will I become eligible to avail of PhilHealth benefits?
Payment of at least three monthly premium contributions within the last six months immediately prior to the month of confinement shall be required of you to be able to avail yourself of your benefits.
2. My spouse is also a PhilHealth member. Are we allowed to declare our only child so that we can both apply our separate coverage in the event she gets sick?
PhilHealth does not allow multiple declaration and application of PhilHealth entitlements of both spouses. We advise you to decide who among you will declare and provide for the PhilHealth coverage of your only child as a dependent.
3. What if I have multiple jobs? Can I just be deducted with my PhilHealth only once?
Those engaged in multiple employment are still subject to salary deduction of their counterpart premium by each of their employers until such time that a unified database is in place to address the monitoring and adjustment of premiums from members.