These are land-based overseas contract workers whose premiums are paid prior to departure
These are the employees in the government and private sectors, as well as household employees and sea-based OFWs whose premiums are jointly shouldered by the employee and the employer
These are self-practicing professionals who voluntarily contribute to the program
These are retirees and pensioners who are entitled to lifetime coverage once they reach the age of retirement and have made at least 120 monthly contributions
These are the marginalized and less privileged families whose coverage is jointly shouldered by the National Government and the Local Government Units or by private individuals and companies, members of Congress and other philanthropists
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