PhilHealth e-Pay Service

You may now pay your premiums electronically!

Take advantage of the convenience and value-packed benefits of the PhilHealth e-Pay Premium Contributions Program (or e-Pay) through UnionBank's ONEHUB.GOV where an electronic messaging facility enables you to remit and report your premium payments in a breeze. Because premiums are posted monthly and within a matter of days, the e-Pay is surely the way to go especially where faster processing of your employees' benefit claims is concerned.

How does it work?

1. UnionBank's ONEHUB.GOV platform covers an employer's electronic submission of the Monthly Premium Contribution List or MPCL file which automatically validates the file and displays the status of payment.

2. Once the authorizer approves the transaction, a corresponding Payment Advice or PA will be sent to the employer. If the transaction fails, the system will prompt the authorizer for the error confirmation and provide reason why the transaction was rejected.

3. At the end of the day, ONEHUB.GOV will forward the MPCL and PA to PhilHealth.

4. PhilHealth will then process, validate and send a corresponding Monthly Payment Acknowledgement or MPA to Union Bank and to the employer. Union Bank's ONEHUB.GOV system automatically debits the account of the employer once the transaction has been approved. It will also credit the account of PhilHealth on real time basis.

Your key advantages with e-Pay

  • Up-to-date posting of payments within 24 hours
  • Immediate reconciliation of reports and remittances
  • Immediate availment of Philhealth benefits
  • Convenient mode of payment
  • System will view all pending payment
  • Corporate Policy Enforcement
  • Defines transaction limits per user
  • Limit the users to pay only PHIC

How to register with e-Pay?

If you already have an account with Union Bank, just follow these steps:

  • Secure the eGobyerno enrollment forms from any Relationship Managers in all Union Bank branches nationwide.
  • Designate your company's authorized users and specify their transaction amount limits per approval.
  • Make sure that your authorized signatories are specified in your Board Resolution to sign the form.
  • Submit the duly accomplished and signed eGobyerno forms to Union Bank's Relationship Managers.
  • User IDs will be emailed to the registered users while passwords will be physically delivered directly to the users.

How secured is the e-Pay?

  • E-Pay safeguards you against erroneous double payments of same files
  • Fool proof registration that enforces your Corporate Approval Policies
  • Secure, tried and tested Internet Financial Transactions
  • 256-bit strong Secure Socket Layer (SSL) Encryption
  • Verisign® Secure Server to prevent any unwarranted transactions